Can you reply

Can you certify that in Public sector banks, officers are truly and honestly showing bad advances as NPA in their balance sheet?

Do you think that CMD's of PSBs are not indulged in unhealthy practices and hiding the malady in fear of Ministry of Finance or in greed of some other lucrative posting?

Are CMD's not accumulating disproportionate wealth taking the help of their GM, DGMs and AGMs ?

Don't you think that banks are not giving respect to honest working and giving importance to only those who flatter to Bosses?

Are they not whimsical in posting and promotions? Are they not using provision for Rural posting as a tool to sideline honest officers to rural areas?

What is the meaning of focused points in promotion process for Interview when the services of an officer is tested and attested for a decade or two or three?

Interview gives scope for manipulation and earning bribe for posting and promotions. Do you not realize and accept this bitter truth? This is the tool which enables an executive to select officers of his choice for promotion and cream posting who can help earning illegal money and share with them?

If yes, are you so handicapped that you can not stop it?

Can you order assessment of assets of ALL CMD, ALL GMs and ALL DGM's to start with along with those of RBI too who indirectly promote unhealthy culture?

It is not that all executives / officers are invariably dishonest and disloyal. But it is undeniably true that 20% of bad officers are spoiling the good work done by 80% of officers and executives.

All policies appear to be good on its face value but when the same policy goes to field for implementation , it gets completely distorted , violated or misused particularly in the hand of bad officers and that too with hidden support of top executives.